Posted On November 13, 2024

Introduction For potential homeowners in the UAE, securing a mortgage that minimizes overall interest costs is a priority. The region's competitive banking sector has responded with innovative products, including interest offset mortgages. These mortgages allow…

Posted On November 13, 2024

For UAE residents, a car loan is a convenient way to purchase a vehicle, but it’s crucial to approach it with the right knowledge. Before signing on the dotted line, asking the right questions can…

Posted On November 7, 2024

Purchasing a car in the UAE is more accessible than ever, with numerous financing options designed for salaried and self-employed individuals alike. Whether you prefer conventional loans or Sharia-compliant financing, UAE banks offer unique products…

Posted On November 6, 2024

Credit cards are an essential and convenient tool for managing your finances, especially in a vibrant market like the UAE. Whether you're using credit cards for daily expenses, earning rewards on your spending, or financing…

Posted On November 4, 2024

Debt management is crucial, especially in a dynamic financial environment like the UAE. With a range of credit options such as credit cards, personal loans, and mortgages, managing multiple debts can quickly become overwhelming. Two…

Credit cards are an essential and convenient tool for managing your finances, especially in a vibrant market like the UAE. Whether you're using credit cards for daily expenses, earning rewards on your spending, or financing…

Credit cards are powerful financial tools, offering rewards, cashback, and other incentives. But the true value—and cost—of these offers often lies in the fine print. Understanding the terms hidden within this fine print is crucial…

School fees are a significant expense for many UAE residents, but by using the right credit card, you can turn these payments into opportunities for savings and rewards. From cashback to 0% installment plans, UAE…

Fintech is making waves worldwide and the UAE's financial landscape isn't immune. Once considered one of the simplest financial products, credit cards in 2024 are fast seeing their evolution driven by disruptive technologies and shifts…

Credit card loyalty rewards are an integral part of the landscape in consumer finance today. The programs engage customers through various means, including cash back, travel points, and other very useful perks. Such programs, while…

In Dubai, a city renowned for its luxury and opulence, every transaction can feel like a step towards an extravagant lifestyle. However, beneath the glittering surface lies an opportunity for savvy spenders to turn everyday…

In today's world of frequent travel, stories of colleagues enjoying lavish holidays and friends embarking on spontaneous trips to exotic destinations on a whim are increasingly common, often funded by miles and points, underscoring the…

What is Islamic Finance? Islamic finance simply put is a method of conducting financial transactions, banking, and managing money with moral principles that respect Islamic law or Sharia. Islamic finance includes activities like saving, investing,…

Technology is ever changing and continues to revolutionise the world in which we live. In less than a decade, the lives of every single person worldwide have changed from being digital second to digital first.…

Nestled in the southeast corner of the Arabian Peninsula, the UAE is an ever-growing country. Since the 1960s, the Emirates have experienced significant economic growth and have quickly become one of the richest nations in…

Purchasing a car in the UAE is more accessible than ever, with numerous financing options designed for salaried and self-employed individuals alike. Whether you prefer conventional loans or Sharia-compliant financing, UAE banks offer unique products…

In Dubai, a city renowned for its luxury and opulence, every transaction can feel like a step towards an extravagant lifestyle. However, beneath the glittering surface lies an opportunity for savvy spenders to turn everyday…

After much thought, I decided upon embarking on the second innings of my entrepreneurial journey. The path that took me to reach where I am today hasn't been a cakewalk. At times an experience alone…

10 things to know before you take a loan in UAE It is common today that you need a loan for your day to day expenditures. In every country, banks have different rules and regulations…

Purchasing a home is a monumental decision, and in a vibrant and fast-growing country like the United Arab Emirates (UAE), it represents more than just an investment—it’s about establishing roots in one of the world’s…

The U.S. Federal Reserve has initiated a series of interest rate cuts, reducing its policy rate by 50 basis points to 4.75%-5%. This larger-than-expected reduction aims to sustain a strong job market as inflation cools,…

Purchasing a property in the UAE is a significant milestone, whether you are a resident or an expatriate. With the country’s robust real estate market and attractive investment opportunities, securing a home loan in the…

In recent years, the UAE has seen a remarkable shift towards digital financial solutions, driven by a young, tech-savvy population and strong government initiatives. Among these innovations is the rise of digital-only credit cards—credit cards…

The Dubai Shopping Festival (DSF) 2025 is a prime opportunity for shoppers to enjoy significant discounts, exclusive promotions, and various entertainment options. As consumers gear up for this event, it’s essential to strategize on how…

The UAE's financial landscape is renowned for its dynamic and robust growth, positioning it as a global hub for banking and finance. Amidst a booming economy and a high standard of living, residents have a…

In today's world of frequent travel, stories of colleagues enjoying lavish holidays and friends embarking on spontaneous trips to exotic destinations on a whim are increasingly common, often funded by miles and points, underscoring the…

Navigating the complexities of credit card fees can be challenging, especially when traveling abroad. Two terms often used interchangeably, "foreign transaction fee" and "foreign transaction markup fee," refer to different charges. Understanding these differences can…

Among the significant financial drains in the UAE are credit card charges. These can run into thousands if not kept in check. Living without these extra charges can save the cardholder a handsome amount of…

There have always been two extreme opinions on whether using a credit card, compared to cash, makes people spend more money. This is most pertinent for UAE residents since credit card usage is very high…